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Cypress, TX 77429

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What does renters insurance cover?

Renters’ insurance is a crucial safety net for anyone who rents their home, whether it’s a house, apartment, condo, or other types of rental property. This kind of insurance protects you from any damage to your property that might result from a fire, theft, vandalism, or another type of accident.

But what exactly does renters insurance cover? Let’s take a look at some of the most common types of coverage included in this type of policy:

  1. Personal property coverage. If your personal belongings are damaged or stolen due to an accident covered by your renter’s insurance policy, this coverage will help pay for the cost of replacing them. For example, if your laptop is stolen, your policy will help cover the cost of buying a new one.
  2. Liability coverage. If someone is injured due to something you do or don’t do and sues you for damages, this type of coverage can help cover any related legal fees. For example, suppose a guest slips and falls on your kitchen floor because it was wet from washing dishes and decides to sue you for medical bills. In that case, liability coverage can help pay the costs associated with that lawsuit.
  3. Loss of use coverage. This type of coverage helps pay for any additional living expenses you incur as the result of an accident covered by your renter’s insurance policy—like temporary housing or meals at restaurants. At the same time, your rental unit is being repaired.

If you have any questions about renters insurance and whether or not it might be a good fit for you, call InsureUS today. We proudly serve the Cypress, TX area.

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