Texas is a superb state for RV traveling, and many residents consider their recreational vehicle to be a permanent residence. However, when on the road or parked in an RV spot, there can be complications due to storms or traffic-related incidents. With that in mind, our InsureUS agents talk about the coverage you’ll want to have in place, whether you’re parked in Cypress, TX, or heading out for an adventure.
RV Insurance Requirements in Texas
If your RV can be driven via a motor, you must have at least liability coverage, just like automobiles in the state must have. This helps pay for property damage and any injuries that may result should you be at fault for an accident when operating your RV.
Basic Texas RV Requirements
In Texas, recreational vehicles with motors have the same coverage requirements as traditional vehicles. So, your Texas RV insurance policy must meet or exceed specific minimum coverage amounts.
- Bodily injury Liability per person
- Bodily Injury Liability per incident
- Property Damage Liability per incident
Because RVs are heavier and larger than most motor vehicles, they pose a greater risk of being involved in accidents and causing excessive damages and injuries. For this reason, many Texas RV owners opt to enroll for coverage higher than the state minimums.
Customized Insurance For RVs In Texas
We can create a policy that meets the minimum requirements and much more here at InsureUS in Cypress, TX. We can design a policy customized to your RV type and how you use it. Some additional coverage options include:
- Uninsured Motorist Insurance
- Personal Injury Protection
- Personal Liability Coverage
- Contents Coverage
- Vacation Liability Insurance
- Towing and Roadside Assistance
Get RV Insurance You Can Count On
Here at InsureUS, we want every Cypress, TX area client to have the coverage they need. Contact us today to get a consultation.