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13026 Cypress N Houston Rd Suite 101
Cypress, TX 77429

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Does renter’s insurance cover your items stored offsite?

In Cypress, TX, people commonly rent a home as often as they own one, so we offer renter’s insurance to protect them at InsureUS. Your renter’s insurance policy from us covers your personal belongings in your home and those you store offsite.

Some Items Need Added Protection

You may want to add a rider to your renter’s policy to cover high-dollar items. Placing something like a mountain bike or road bike in storage during winter puts it out of the way, and while it’s not on your mind, you should know that renter’s insurance has a cap on the reimbursement you can receive for damaged or stolen items. Typically, these policies cover $2,500 of personal belongings. That may not cover your bikes or hobby equipment that you store offsite.

Dangers of Supplementing with a Storage Facility’s Renter’s Policy

Perhaps the storage company you use offers its own renter’s insurance policy. Beware of its limits. Most of these policies limit your coverage to the time your items spend inside the storage unit. That means it doesn’t cover your items while in transit to the unit or from it, even when the items reach the storage facility. These very limited policies differ from the coverage you obtain from InsureUS, which offers comprehensive renter’s policies.

Contact Us to Purchase Renter’s Insurance

Contact InsureUS today to purchase or update your renter’s insurance policy. Our renter’s policies cover your liability and personal belonging, and you can add loss of use coverage. Let us help you protect your Cypress, TX, home because it remains the place you call home whether you rent or own your domicile.

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