Flood insurance basics that you need to know about

Texas is known for getting some stormy weather, and because of this, it’s important to make sure that your Cypress, TX area property has the protection it needs. The team at InsureUS is here to help you and your family determine the right coverage to ensure that you have the protection you need.

Flood damage can be awful to deal with, and finding out that your primary homeowner’s policy does not provide adequate protection can make an already stressful situation even worse. The location of your property can also have a significant effect on your flood insurance needs.

Flood Insurance Basics

Flood and water damage can take a toll on your home, and this damage may not be covered by your primary homeowner’s policy. Oftentimes, the coverage availability is determined by the cause of the damage. There can be damage from storms, water main breaks, interior plumbing issues, rainwater, to name a few. It is important that your coverage includes protection for all flood damage, no matter the cause.

The parameters for these policies can be confusing, and it is advisable to sit down with your knowledgeable local agent to review your needs. Everyone’s coverage needs can differ, depending on the location of the property, any requirements set in place by their lender, or their personal comfort level when it comes to insurance protection. Don’t be left with gaps in your insurance coverage! These oversights can result in your own financial liability in the event of flood damage to your home or property. 

Is it time to review your home policy for completeness? If you are in the greater Cypress, TX area and want to learn more about the available flood insurance policies for our area, call or stop by InsureUS today!