Do I need motorcycle insurance in Cypress, TX

Cypress, TX is located just twenty-four miles northwest of Houston. Bikers have plenty of open roads to enjoy in this part of Texas. Like all vehicle owners in Texas, motorcycle owners need to carry a mandated amount of liability insurance. The answer to whether you need motorcycle insurance is yes, you do need to have basic coverage but is that enough? The experienced agents at InsureUS are happy to sit down with you and discuss what motorcycle insurance coverage is right for you. 

If you have a loan or a lease on your motorcycle, your lender is going to require that you carry collision and comprehensive insurance to protect their investment in your bike. If however, you own your bike outright, you need to decide whether to carry the additional coverage. If you have an old beat-up motorcycle that you would not miss if it was gone or if you have the money to repair or replace your bike maybe you are fine with just having the basic liability coverage. However, if you have assets, basic may not be enough. 

Let’s face it, most motorcycle owners love their bike and they treat it like their baby. Your baby needs protection and if it is damaged you are going to want to fix it. If you can afford to do that out of pocket then you don’t need collision or comprehensive coverage. But if it would put a dent in your savings to make the repairs then carrying additional insurance is important. Be sure to talk to your agent about any customizations that you have made to your bike that increased the value. 

Motorcycle insurance is something that bikers in Cypress, TX need to seriously consider. The team at InsureUS is here to answer your questions and to make sure that your bike is as protected as it can be. Stop by too see us or give us a call to discuss the coverage that you need.