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13026 Cypress N Houston Rd Suite 101
Cypress, TX 77429

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Uninsured Businesses Cost More Money Than They Save

Opting not to pay for commercial insurance seems like a way to save a business money. Those premiums really add up quickly. However, it’s worth the money in the long run and for many reasons.

1. It Protects Against Liability Charged

Accidents happen. And unfortunately, they oftentimes happen to a business’ customers and employees. Commercial insurance prevents a company from having to pay for these claims out of pocket. The insurance will cover the cost. It makes it much easier to settle out of court and for a lesser amount. And even if it goes to court, having insurance makes it look better on the business’ part and just makes the outcome more favorable for the business.

2. Lawsuits Are Expensive 

In some instances, the amount is an astronomical amount that the company can’t even afford, so when there’s insurance, a majority of the expenses are paid by the insurance company rather than the business. Although the insurance doesn’t always cover the full claim, it only leaves the business responsible for some of the expenses. 

3. Protects Against Bankruptcy

A costly lawsuit causes the business to need to take responsibility for the money owed. If it’s too much, it can cause the business to go bankrupt.

4. Personal Responsibility 

The owner is sometimes left responsible for a lawsuit. This could cause a person to lose his or her home, even if the company became an LLC.

Having commercial insurance just makes sense and is the best option for a business. For more information about commercial insurance or to start a policy, contact InsureUS, serving the Cypress, TX area, at 281-640-8888.

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