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Stealing from your future self

According to one investment expert, each $5 cup of coffee you buy at age 30 costs you $225 in retirement.

Phil Davis, author of the investment newsletter philstockworld.com, writes that $10,000 invested at 10 percent can turn into a half million in 40 years.

And how do you get to the $10,000? Look at your lifestyle: A $10,000 cheaper car, fewer fancy vacations, and maybe a less expensive cup of coffee.

It’s a good lesson to remember that each $10,000 spent at age 30, costs about $450,000 at age 70.

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