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Frequent flyer plans can save on travel

It’s easy to sign up for and use airline frequent flyer miles, but whether you will save money on travel depends, in part, on how much you travel.
A good rule of thumb is if you are expecting to make some major trips (or lots of small trips) in the next 18 months, frequent flyer miles might be the ticket to free air fare. But if you are not going to travel regularly, the miles might not do much good. Those miles (or points) usually expire over time.
Here is a primer on signing up for frequent flyer programs:
* Decide which airlines have a hub near you. These will be the airlines you will probably use most.
* Go to the airline’s website and sign up for its frequent flyer program.
* Book your next trip through the airline and give them your frequent flyer program number.
* When you have enough points, book a flight through the airline and the points will be credited to the cost of the ticket if you choose to use them.
You can also add up more points by using credit cards associated with the program. For example, American Airlines has two cards associated with their program and, with a substantial purchase on the card, you can get thousands of points. You can also get points for dining and shopping. Most programs offer a shopping portal to stores such as Target. If you are planning to buy something from Target, use the airline shopping portal and you get points.
One point is equal to about 1.3 to 1.4 cents, depending on the program.

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