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Act pushes businesses to enroll employees in retirement plans

If the galloping stock market isn’t enough incentive to get into a 401(k) retirement plan, President Trump’s Secure Act, which went into effect Jan. 1, 2020, offers another perk.
The Act gives a tax credit to employers that automatically enroll workers into their retirement plans.
Studies show people are more likely to stay in a plan if they are auto-enrolled, rather than have to do it themselves, according to Business Insider.
Under the Secure Act, small employers will get a tax credit to offset the costs of starting a 401(k) plan or Simple IRA plan with auto-enrollment, on top of the start-up credit they already receive.
States have created their own automatic-IRA programs, where companies without a retirement plan can or must provide one for their employees.
Enrolling in a 401(k) or IRA vastly expands money in retirement.

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