If you’re renting an apartment or home in Texas, purchasing renters insurance can help protect your belongings. You might have questions about what your renters’ insurance policy covers and what additional coverage you might need. Renters in Cypress, TX can contact our InsureUs team to discuss their renters’ insurance options. Our team has been assisting renters in your area since 2006.
Why Texas Law Encourages Renters to Purchase Flood Insurance
According to the Texas Department of Insurance, renters’ insurance does not cover damage to your dwelling caused by floods. The same law requires your potential landlord to inform you if the property you plan to rent is located in a floodplain. (Mid-Geo defines a flood plain as a low-lying geographical area near a river or stream.) Your landlord must also disclose if your potential rental has experienced any flood damage within the past five years.
The Texas Department of Insurance suggests that even renters whose dwellings are not in a flood plain should consider purchasing flood insurance. Floods can occur unexpectedly due to a broken water main, a faulty drainage system, or an unforeseen storm. Our team can explain why you should consider flood insurance for your rented dwelling.
Contact Us Today for Your Appointment
There are several options you might consider to supplement your renters’ insurance. Renters in Cypress, TX can get the answers they need by scheduling an appointment with one of our dedicated agents. Our team at InsureUS is excited to work with you and help you explore all your available options. Call us to schedule an appointment today, and let’s collaborate to protect your rented home.
