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Where there’s a will, there’s a way

How can you be assured that your adult kids remain friends after your death? Or that your young children are taken care of as you wish? Write your will and do it soon.
A will is a legal instrument that spells out to whom your assets are to be distributed when you die. It also names an executor, who is in charge of making sure your wishes are carried out. And, in many places, it is the only legal way to designate a guardian for a minor child.
Because life is an ever-changing affair, wills should be rewritten periodically to reflect changes that occur in your life. Rewrite your will when:
1 You get married.
2 You have children.
3 You get divorced.
4 You inherit money.
5 Your net worth substantially increases.
6 A beneficiary dies.
7 You move to another state.
The first step in considering your will is to take a financial inventory of your assets, debts, life insurance policies and property you own. Next assemble your legal profile including copies of prenuptial agreements, divorce decrees, trusts, business partnership agreements and so on.
Then collect the names and addresses of beneficiaries, including your favorite charities and the name and address of the person you designate as executor.
Something else to consider is a living will. It provides instructions in the event that you become seriously ill and can’t make your own medical decisions. It should tell your wishes about the use of life-sustaining respirators and medications and under what conditions you would want to be resuscitated.
Deciding who gets what after you die is not a pleasant task, but it’s better than letting someone else decide.

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