Renting an apartment can be expensive, especially if it’s damaged by a fire. One of the ways you can protect yourself from financial trouble when a disaster happens is to get renters insurance.
If you’re wondering what renters insurance covers, the professionals at InsureUS, serving Cypress, TX, can help. We help renters find the right insurance policy for their needs. When our clients need to file a claim, we help them. Here’s what you need to know.
What Does Renters Insurance Cover?
Every insurance policy is different, but most renters insurance policies cover a range of disasters, including burglary, vandalism, explosions, windstorms, and fires. This means that if your apartment or rental home is damaged in a fire, having renters insurance will help. The renters insurance policy should pay to repair or replace your damaged belongings (minus the deductible).
If Your Belongings Are Damaged in a Fire, What Should You Do?
If you have renters insurance and your belongings are damaged in a fire, you can file a claim with your insurance company to start the repair and replacement process. You may need documentation, like the police report and pictures of the damage, but your insurance company will tell you what they need to process your claim. Plan to save documentation like receipts and contracts during the process.
Need Renters Insurance?
If you need help finding a renters policy or you want to know what your existing policy covers, contact InsureUS. We’re currently serving Cypress, TX.
