{"id":500,"date":"2017-01-31T03:00:00","date_gmt":"2017-01-31T15:00:00","guid":{"rendered":"http:\/\/www.insure-us.org\/blog\/?p=500"},"modified":"2017-01-30T15:35:47","modified_gmt":"2017-01-30T21:35:47","slug":"auto-insurance-texas","status":"publish","type":"post","link":"https:\/\/www.insure-us.org\/blog\/auto-insurance-texas\/","title":{"rendered":"Auto Insurance Texas"},"content":{"rendered":"<p>The Lone Star state is a big place, and driving ever so popular. Texas mandates registration of auto insurance for all vehicle owners with the Department of Motor Vehicles (DMV).&nbsp;Traffic citations for driving without insurance in the state, can receive a fine of up to $350 for a first-time offense. The minimum level of auto insurance coverage is liability, to protect a driver from costs related to harm of another driver as result of an accident.<\/p>\n<p><strong>Required Auto Insurance Coverage<\/strong><\/p>\n<p>Depending on a driver&rsquo;s record, and license classification, the minimum auto insurance carriage is liability. Drivers in Texas must have liability insurance to cover bodily injury and property damage at the minimum limits of:<\/p>\n<ul>\n<li>$25,000 property damage coverage per incident<\/li>\n<li>$30,000 liability for bodily injury per person<\/li>\n<li>$60,000 liability coverage for bodily injury per incident<\/li>\n<\/ul>\n<p><strong>Optional Auto Insurance Coverage<\/strong><\/p>\n<p>Before signing on to auto insurance coverage, drivers in Texas can supplement liability insurance with the following options:<\/p>\n<ul>\n<li>Auto rental<\/li>\n<li>Collision insurance<\/li>\n<li>Comprehensive insurance<\/li>\n<li>Customized parts replacement<\/li>\n<li>Medical expenses<\/li>\n<li>Personal injury protection (PIP)<\/li>\n<li>Uninsured\/underinsured motorist insurance (bodily injury)<\/li>\n<li>Uninsured motorist insurance (property damage)<\/li>\n<li>Towing and repair labor<\/li>\n<\/ul>\n<p>When working with an insurance agent, get more value for money on a policy with a discount&nbsp;for driver affiliation membership, or good student driving record. Combined insurance agreements may also cover auto indemnity at a lower rate. Factors such as age, claim history, model of car, credit score, and prior driving history while insured may impact total insurance premium price. If a driver has been classified as a risk as result of DWIs or traffic citations on their record by the Texas State DMV, auto insurance premiums will be higher.<\/p>\n<p>To find out more about auto insurance in Texas, and to obtain a quote, contact InsureUS&nbsp;in Cypress TX.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The Lone Star state is a big place, and driving ever so popular. Texas mandates registration of auto insurance for all vehicle owners with the Department of Motor Vehicles (DMV).&nbsp;Traffic citations for driving without insurance in the state, can receive a fine of up to $350 for a first-time offense. The minimum level of auto [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[35,26],"class_list":["post-500","post","type-post","status-publish","format-standard","hentry","category-auto-insurance","tag-cypress-tx","tag-insureus"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.insure-us.org\/blog\/wp-json\/wp\/v2\/posts\/500","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.insure-us.org\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.insure-us.org\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.insure-us.org\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.insure-us.org\/blog\/wp-json\/wp\/v2\/comments?post=500"}],"version-history":[{"count":1,"href":"https:\/\/www.insure-us.org\/blog\/wp-json\/wp\/v2\/posts\/500\/revisions"}],"predecessor-version":[{"id":501,"href":"https:\/\/www.insure-us.org\/blog\/wp-json\/wp\/v2\/posts\/500\/revisions\/501"}],"wp:attachment":[{"href":"https:\/\/www.insure-us.org\/blog\/wp-json\/wp\/v2\/media?parent=500"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.insure-us.org\/blog\/wp-json\/wp\/v2\/categories?post=500"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.insure-us.org\/blog\/wp-json\/wp\/v2\/tags?post=500"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}