{"id":1141,"date":"2019-09-07T07:08:56","date_gmt":"2019-09-07T13:08:56","guid":{"rendered":"https:\/\/www.insure-us.org\/blog\/?p=1141"},"modified":"2019-08-07T09:10:52","modified_gmt":"2019-08-07T15:10:52","slug":"the-simple-life-minimalists-shun-excess","status":"publish","type":"post","link":"https:\/\/www.insure-us.org\/blog\/the-simple-life-minimalists-shun-excess\/","title":{"rendered":"The simple life: Minimalists shun excess"},"content":{"rendered":"\n<p>Recently, a woman showed up in the conference room of a Midwestern bank wearing a T-shirt. She was 93 years old and had driven an old stick-shift car to the meeting.<br>\nShe was a minimalist, and her net worth was $2.4 million.<br>\nMinimalism gets a lot of attention today. It&#8217;s all about living with less. Minimal or no debt. No unnecessary expenses. No excess stuff. <br>\nPick an item you own. Any item. Have you used it in the last three months? If not, will you in the next three?<br>\nLook around your home. Do you really need that extra square footage? How much money could you save without heating and cooling it?<br>\nMinimalism is a theory rooted in the value of experiences over possessions. Quality over quantity may be a cliche, but it is a tenet in minimalism.<br>\nTo live a minimalist life, you don&#8217;t have to get rid of everything you own but the essentials. By asking yourself, &#8220;Does this thing bring meaning to my life?&#8221;, you can pick and choose what&#8217;s right for you. <br>\nGetting rid of a few needless possessions, for example, in exchange for a hobby.<br>\nAccording to moneyunder30.com, living by a few minimalist philosophies can do wonders for an individual&#8217;s or couple&#8217;s finances.<br>\nUse one credit card (preferably one that offers rewards). Have one checking account, and one savings account for cash emergencies.<br>\nDon&#8217;t try to live up to another minimalist&#8217;s standards, advises medium.com. Respond to your own emotions, desires, needs, and goals. Educate yourself about minimalism. Do what serves you, rid yourself of what doesn&#8217;t. Allow yourself to evolve and to make changes. Once you know what you want, it&#8217;s easier to be a minimalist. <\/p>\n","protected":false},"excerpt":{"rendered":"<p>Recently, a woman showed up in the conference room of a Midwestern bank wearing a T-shirt. She was 93 years old and had driven an old stick-shift car to the meeting. She was a minimalist, and her net worth was $2.4 million. Minimalism gets a lot of attention today. It&#8217;s all about living with less. [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[32,31],"tags":[],"class_list":["post-1141","post","type-post","status-publish","format-standard","hentry","category-general","category-retirement"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.insure-us.org\/blog\/wp-json\/wp\/v2\/posts\/1141","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.insure-us.org\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.insure-us.org\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.insure-us.org\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.insure-us.org\/blog\/wp-json\/wp\/v2\/comments?post=1141"}],"version-history":[{"count":4,"href":"https:\/\/www.insure-us.org\/blog\/wp-json\/wp\/v2\/posts\/1141\/revisions"}],"predecessor-version":[{"id":1145,"href":"https:\/\/www.insure-us.org\/blog\/wp-json\/wp\/v2\/posts\/1141\/revisions\/1145"}],"wp:attachment":[{"href":"https:\/\/www.insure-us.org\/blog\/wp-json\/wp\/v2\/media?parent=1141"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.insure-us.org\/blog\/wp-json\/wp\/v2\/categories?post=1141"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.insure-us.org\/blog\/wp-json\/wp\/v2\/tags?post=1141"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}