Insurance Glossary

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Watercraft Insurance

Typically sold as a package policy comprised of physical damage (hull), personal injury and liability coverages. Protects from the risks associated with owning and operating a watercraft.

Whole Life Insurance

A type of life insurance that continues until the insured stops making payments or dies.

Willful Injury

Coverage for self-inflicted or intentional injuries to others are usually excluded from most insurance policies.

Workers' Compensation Coverage

A system of compensation for work-related injuries or death, paid for by employer compensation insurance contributions. All employers must have worker's compensation insurance of some kind.